If you wear glasses or contacts, and require regular visits to an optometrist, the cost of caring for your vision can add up over time — whether you have vision insurance or not. Getting LASIK corrective eye surgery can actually save you a significant amount of money and hassle in the long run. However, the cost for the procedure can put a significant dent in your wallet.
If you have assumed that LASIK surgery is out of your price range, the good news is that, with Dello Russo Laser Vision, you have financing options. Even if you have bad credit, there are available options that you can explore to regain control of your vision.
Financing LASIK Surgery at Dello Russo Laser Vision
At Dello Russo Laser Vision, our mission is to make LASIK eye surgery as accessible as possible for anyone interested in booking a consultation with us. We offer a full range of payment plan options, along with special discounts for certain members of the community, to make sure that you can afford the surgery that will change your life.
We also work with leading healthcare insurance providers to offer coverage whenever possible. Let’s take a closer look at your options when it comes to financing LASIK surgery at Dello Russo Laser Vision to help find an affordable solution to vision correction for you.
Financing LASIK with Insurance and Employer Provided Benefits
If you’re struggling with financing LASIK, you should start with your medical or vision insurance. Our team members at Dello Russo Laser Vision can help you check if some or all of the procedure is covered by your insurance plan.
Many healthcare insurance plans such as Vision Service Plan, {VSP}, which recognises, Dr. Jeffrey Dello Russo, as a provider, may offer special discount programs available for LASIK and other laser eye surgeries to help mitigate the costs, even if they don’t fully cover the expenses. When you set up your free initial consultation, give us the name of your insurance provider, and we can help you discover whether or not your plan includes these benefits.
Additionally, many employers offer Flexible Spending Accounts as part of their medical benefits package. Flexible Spending Accounts, abbreviated as FSAs, are designed to help cover certain medical costs not covered by your insurance. You can contribute to the account over the course of the year, and the money in your FSA is not taxed. Your employer may also contribute a certain percentage to your FSA, helping build up the money you need at no additional cost to you.
Depending on your Flexible Spending Account, you may be able to roll your funds over to the next year. Other accounts may require you to use some, or all, of the money accumulated by the end of the calendar year, or risk losing it. Make sure you know how your FSA works so that you can use the funds you’ve accumulated before losing them. If you know you’ll lose your FSA funds at the end of the year, there’s no greater time to schedule your LASIK surgery and use that money to improve your vision.
Financing for LASIK with Bad Credit
If you have gone through financial difficulties, struggled to pay off loans, and currently have bad credit, figuring out how to pay for medical procedures can be daunting. Ideally, insurance would help cover the associated expenses, but insurance doesn’t always offset the cost of LASIK eye surgery. If you’re looking for financing for LASIK with bad credit, you still have other options.
CareCredit
Depending on your credit score, you could qualify for a CareCredit® credit card meant especially for covering healthcare costs. CareCredit allows you to break down the costs of your LASIK eye surgery into manageable payments, rather than having to pay for it in one large lump sum.
If you are approved for CareCredit, there is no interest for a period of time on qualifying purchases of $200 or more, but you must meet certain requirements. First, your balance must be paid in full within the 6, 12, 18, or 24 month promotional period. Second, you must continue to make your minimum monthly payments. If you meet these requirements and pay off your balance by the end of the promotional period, you could use your CareCredit card for financing for LASIK with bad credit without having to pay any interest. Make sure you fully understand the terms, required monthly payments, and promotional period to avoid incurring extra fees.
ALPHAEON
ALPHAEON is another option for financing for LASIK with bad credit. If you qualify, ALPHAEON offers deferred interest programs to patients with less than perfect credit. This option allows you to pay over time, rather than paying for your LASIK operation in one lump sum.
With ALPHAEON you can make smaller monthly payments that work for your budget. Simply apply right in the Dello Russo Laser Vision office to get an immediate decision on the spot and find out if you qualify for instantly available funds. The credit terms are easy to understand, so you know exactly what you’re signing up for and can plan your budget accordingly.
Figuring out financing for LASIK with bad credit doesn’t have to be frustrating. With a little research about your available options, and a little planning ahead, you can find a financing option that works for you, your financial situation, and your monthly budget.
Taking Advantage of Special Discounts and Promotions
Dello Russo Laser Vision is proud to offer special discounts and limited time offers that can help reduce the cost of financing LASIK eye surgery for you. First responders and those currently serving in the military may qualify for exclusive discounts. We are beyond grateful for our community members who serve and protect us, so we created this special discount as a way to show our deepest gratitude.
If you are a first responder, firefighter, police officer, or serving in the military, let us know when calling for your free initial consultation. Since each discount is customized to your income and tax bracket, give us a call to find out more about how much you could save. Thanks to this program, many of our patients have saved as much as $2,000 on their LASIK eye surgery costs, significantly reducing the need for additional special financing.
In addition, we also offer limited time promotional offers, with varying discounts and benefits. Explore our website for more information about any promotions we’re currently offering, and feel free to contact us for more information about any of our offers. If you are looking for options for financing for LASIK with bad credit, taking advantage of our special offers can significantly reduce your overall costs.
Working with LASIK Finance Specialists at Dello Russo Laser Vision
Dello Russo Laser Vision is one of the most celebrated LASIK centers in the Northeast. Our world class eye surgeons have built a trusted reputation as pioneers in the field, paving the way toward comprehensive and cutting-edge ophthalmological treatments.
Our excellent reputation is based on years of professional experience, expertise, and quality care. However, as a family-run practice, we also believe in treating our patients with warm, friendly, and professional service that helps each patient feel comfortable and at-ease. Part of ensuring your comfort is going the extra mile to make sure you feel at-ease with the cost of your LASIK eye surgery.
Our team at Dello Russo Laser Vision is dedicated to helping ensure that you can afford your corrective LASIK surgery, without having to compromise on receiving high-quality vision care. We have dedicated LASIK finance specialists available to help you explore your options so that you can achieve improved vision at a price you can afford.
Our specialists have helped thousands of our patients find flexible and affordable financing and payment plans that work for them, and they are here to help you, too. If you need help finding financing for LASIK with bad credit, or you know you’ll be financing LASIK regardless of your credit situation, contact Dello Russo Laser Vision and find out how we can help you.
We look forward to improving your vision at a price that works for you and your budget. Your experience will be tailored to you and your needs so that your LASIK eye surgery experience is as stress-free as possible. Get in touch today, learn more about financing LASIK, and set up your free initial consultation by calling (855) 646-2020 or emailing us at [email protected].
